Flood Insurance

Call 781.937.0050 or click to Request a Quote

Flood Insurance - Lennon Insurance Agency Woburn, MA 781.937.0050

Floods are the number one natural hazard in the United States, occurring on coasts, mountains, along rivers, and in towns and cities of all sizes.  Regardless if you live in a low, medium, or high-risk flood zone area, everyone ultimately lives in a flood zone.

Flood insurance covers direct physical loss caused by "flood." In simple terms, a flood is an excess of water on land that is normally
dry.  Here's the official definition used by National Flood Insurance Program.

A flood is "a general and temporary condition of partial or
complete inundation of two or more acres of normally dry
land area or of two or more properties (at least one of which
is your property) from:

• Overflow of inland or tidal waters;
• Unusual and rapid accumulation or runoff of
      surface waters from any source;
• Mudflow*; or
• Collapse or subsidence of land along the shore of a
      lake or similar body of water as a result of erosion or
      undermining caused by waves or currents of water
      exceeding anticipated cyclical levels that result in a
      flood as defined above."

*Mudflow is defined as "A river of liquid and flowing mud
on the surfaces of normally dry land areas, as when earth is
carried by a current of water..."

Lennon Insurance provides flood insurance coverage to homeowner's and business owners throughout Woburn, Massachusetts and surrounding communities. 

Please Note:

This information is general insurance information to help you understand the different types of insurance coverage. They do not refer to any specific contract of insurance, and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your insurance coverage.