Condominium Insurance

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Condo Insurance - Lennon Insurance Agency Woburn, MA 781.937.0050

Condo Associations have a Master Policy. This policy is often funded by association fees assessed to the unit owners.  This policy covers such things as common walkways, hallways, boilers, elevators and the roof and basement for physical damage and liability.

A common misconception among condo owners is that this insurance, which covers their building, also completely covers them. This is not so. A separate Unit Owner's Policy, or an HO6 policy, is needed to cover personal belongings and to provide the individual unit owner with personal liability coverage.

For example; if the unit is burglarized, damaged by fire,
or a guest injures themselves inside the apartment, the
separate policy kicks in to protect the unit owner.

At Lennon Insurance Agency located at 629 Main Street
in Woburn, MA 01801 we can help you get the condo
insurance you need at an affordable price. 

Please Note:

This information is general insurance information to help you
understand the different types of insurance coverage. They do not
refer to any specific contract of insurance, and they do not modify
any definitions expressly stated in any contracts of insurance. We
encourage you to speak to your insurance representative and to read
your policy contract to fully understand your insurance coverage.